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👩‍⚕️ Doctor 👷‍♂️ Engineer 👩‍🏫 Teacher 🎨 Artist 🔬 Scientist 👨‍🍳 Chef 📸 Photographer 🎶 Musician 💼 Entrepreneur ✍️ Writer

👩‍⚕️ Doctor

  • Loan Type: Doctor Loan / Professional Loan

  • Details:

    • Special loans tailored for medical professionals.

    • Can be used to set up a clinic, purchase equipment, or meet working capital needs.

    • Offered by banks like HDFC, ICICI, Bajaj Finserv.

    • Loan Amount: ₹5 Lakhs to ₹50 Lakhs

    • Interest Rate: 11% – 16% p.a.

    • Minimal documentation & fast approval.

👷‍♂️ Engineer

  • Loan Type: Personal Loan / Professional Loan

  • Details:

    • Engineers working in MNCs or government departments are eligible.

    • For setting up own practice, purchasing tools/software.

    • Loan Amount: ₹1 Lakh to ₹25 Lakhs

    • Interest Rate: 10% – 18% p.a.

    • Good credit score improves chances.

👩‍🏫 Teacher

  • Loan Type: Personal Loan / Home Loan

  • Details:

    • Salaried school or college teachers can get loans based on monthly income.

    • Used for home purchase, personal expenses, or education.

    • Loan Amount: ₹50,000 to ₹20 Lakhs

    • Interest Rate: 9% – 15% p.a.

    • Stable job increases eligibility.

🎨 Artist / Designer

  • Loan Type: Personal Loan / Business Loan

  • Details:

    • Freelancers and self-employed artists may find it harder to qualify.

    • Business loans for setting up studios or marketing.

    • Income proof or ITR often required.

    • Loan Amount: ₹1 Lakh to ₹10 Lakhs

    • Interest Rate: 12% – 20% p.a.

🔬 Scientist / Researcher

  • Loan Type: Personal Loan / Education Loan

  • Details:

    • Government or private researchers may be eligible for personal or housing loans.

    • Education loans available for PhD or higher studies.

    • Loan Amount: ₹50,000 to ₹30 Lakhs (education)

    • Interest Rate: 8% – 14% p.a.

👨‍🍳 Chef / Culinary Professional

  • Loan Type: Business Loan / Personal Loan

  • Details:

    • For opening restaurants, cafes, food trucks.

    • Financial documents and revenue projections may be required.

    • Loan Amount: ₹1 Lakh to ₹25 Lakhs

    • Interest Rate: 11% – 19% p.a.

📸 Photographer

  • Loan Type: Business Loan / Equipment Loan

  • Details:

    • Used to purchase expensive cameras, lighting, or studio gear.

    • Self-employed may need ITRs for eligibility.

    • Loan Amount: ₹50,000 to ₹15 Lakhs

    • Interest Rate: 13% – 20% p.a.

🎶 Musician

  • Loan Type: Personal Loan / Creative Business Loan

  • Details:

    • Used for music production, instrument purchase, or setting up a studio.

    • May need co-applicant or collateral.

    • Loan Amount: ₹50,000 to ₹10 Lakhs

    • Interest Rate: 14% – 22% p.a.

💼 Entrepreneur

  • Loan Type: Business Loan / MSME Loan

  • Details:

    • For startups and small business expansion.

    • Mudra Loans (via Govt. of India) available up to ₹10 Lakhs.

    • May require GST, turnover proof, or business plan.

    • Interest Rate: 8% – 15% p.a.

✍️ Writer / Blogger

  • Loan Type: Personal Loan / Business Loan

  • Details:

    • For content creation, digital tools, marketing.

    • Freelance writers with consistent income can qualify.

    • Loan Amount: ₹50,000 to ₹5 Lakhs

    • Interest Rate: 13% – 22% p.a.

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