Common Loan Types:
Personal Loans
Mortgage Loans
Auto Loans
Student Loans
Interest Rates (approx.):
Personal Loans: 6% – 15%
Mortgage: 6% – 8%
Eligibility:
Good credit score (650+)
Proof of income, employment, or tax returns
Institutions:
Chase, Wells Fargo, Bank of America, SoFi
Common Loan Types:
Personal Loans
Home Loans
SME Business Loans
Interest Rates (approx.):
Personal Loans: 4% – 12%
Mortgages: 2% – 6%
Eligibility:
Residency in EU
Stable income, bank statements, ID proof
Institutions: Deutsche Bank, BNP
Paribas, ING, Santander
Common Loan Types:
Personal Loans
Home Loans
Gold Loans
Mudra Loans (MSME)
Interest Rates (approx.):
Personal: 9% – 18%
Home: 8% – 11%
Eligibility:
PAN, Aadhar, salary slip, bank statement
Institutions:
SBI, HDFC, ICICI, Bajaj Finserv
Common Loan Types:
Personal Loans
Payday Loans
Mortgages
Interest Rates (approx.):
Personal: 6% – 15%
Mortgages: 4% – 8%
Eligibility:
UK residency, income proof, credit history
Institutions:
Barclays, Lloyds, NatWest, HSBC
Common Loan Types:
Education Loans
Personal Loans
Housing Loans
Interest Rates (approx.):
Personal: 2% – 6%
Home: 0.5% – 2.5% (very low)
Eligibility:
Local residency
National ID, employment proof
Institutions: MUFG, SMBC, Japan
Post Bank
Common Loan Types:
Personal Loans
Mortgages
Car Loans
Interest Rates (approx.):
Personal: 5% – 12%
Mortgage: 4% – 7%
Eligibility:
Canadian residency, SIN, income documents
Institutions:
RBC, TD Canada Trust, Scotiabank, BMO
Common Loan Types:
Personal Loans
Home Loans
Education Loans
Interest Rates (approx.):
Personal: 6% – 14%
Home: 5% – 7%
Eligibility:
Proof of income, credit report, Australian ID
Institutions:
Commonwealth Bank, NAB, ANZ, Westpac
Common Loan Types:
Personal Loans
Home Loans
Business Loans
Interest Rates (approx.):
Personal: 3.5% – 10%
Home: 1.5% – 3.5%
Eligibility:
Singapore citizen/PR, monthly salary min. SGD
2,000–3,000
Institutions: DBS, OCBC, UOB, Standard Chartered
Common Loan Types:
Personal Loans
Real Estate Loans
Interest Rates (approx.):
Personal: 4% – 8%
Mortgages: 1% – 3%
Eligibility:
Resident of Switzerland
Good credit history, employment proof
Institutions: UBS, Credit
Suisse, PostFinance
Common Loan Types:
Personal Loans
SME Loans
Agricultural Loans
Interest Rates (approx.):
Personal: 4% – 7%
Business: 3% – 6%
Eligibility:
Chinese ID, bank creditworthiness
Institutions: ICBC, Bank of
China, Agricultural Bank of China